Cut the blocks first — whatever remains is your apna paisa.
Fixed — guaranteed every month
Envelope — budgeted spending
Sinking — big annual expenses
Monthly hisaab
Tip: envelope spending never touches your free pool.
History
All expenses this cycle
From free pool: ₹0From envelopes: ₹0
More
Surplus, OD & settings
Privacy
Apna Paisa is an open tool — no account, no login, no server. Everything you enter lives only in this browser on this phone. Use Backup (JSON export) below before changing phones or clearing browser data.
Overdraft tracker
Extra income
Got a bonus, incentive, or any extra income? Add it here — it goes straight into your free pool.
Settings
Apna Paisa v3 · MoneyClarityTech · made with care in India Your data stays on your phone. No server, no tracking.